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Regardless of the size of the business, ultimate responsibility for success lies with the CEO. If you’re a small business owner, that’s you. And the most critical CEO tasks that result in success or failure lie in the knowledge and practice of financial management fundamentals.

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I’m sitting in room full of strangers, whose feelings at the moment (based on the looks on their faces as they stare at their cellphones) range from total boredom to downright fear.